Sector SPDRs · all funds
Is XLU above its 200-day moving average? Since when, and how often
State Street Utilities Select Sector SPDR ETF. The side, the date it changed and the crosses this year, for three rules, on unadjusted closes, read after every close.
XLU closed below its 200-day average on July 30, 2026, its ninth cross this year.
Close 42.56·50-day 41.87 (+1.7%)·100-day 43.35 (−1.8%)·200-day 44.30 (−3.9%)
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The three rules at the October 23, 2026 close
| Rule | Side | Since | Sessions | Crosses this year | A year, on average | Confirmed on 3 closes | Since |
|---|---|---|---|---|---|---|---|
| 50-day | ●above | Oct 21, 2026 | 3 | 19 | 19.6 | ● above | Oct 23, 2026 |
| 100-day | ○below | Jul 29, 2026 | 62 | 16 | 15.6 | ○ below | Jul 31, 2026 |
| 200-day | ○below | Jul 30, 2026 | 61 | 9 | 9.5 | ○ below | Aug 3, 2026 |
Every cross, newest first
| Close of | Rule | Crossed | Days since the previous cross |
|---|---|---|---|
| Oct 21, 2026 | 50-day | ●above | 2 |
| Oct 19, 2026 | 50-day | ○below | 3 |
| Oct 16, 2026 | 50-day | ●above | 79 |
| Jul 30, 2026 | 200-day | ○below | 42 |
| Jul 29, 2026 | 50-day | ○below | 27 |
| Jul 29, 2026 | 100-day | ○below | 7 |
| Jul 22, 2026 | 100-day | ●above | 7 |
| Jul 15, 2026 | 100-day | ○below | 2 |
| Jul 13, 2026 | 100-day | ●above | 5 |
| Jul 8, 2026 | 100-day | ○below | 1 |
| Jul 7, 2026 | 100-day | ●above | 1 |
| Jul 6, 2026 | 100-day | ○below | 4 |
| Jul 2, 2026 | 50-day | ●above | 1 |
| Jul 2, 2026 | 100-day | ●above | 2 |
| Jul 1, 2026 | 50-day | ○below | 8 |
| Jun 30, 2026 | 100-day | ○below | 6 |
| Jun 24, 2026 | 100-day | ●above | 28 |
| Jun 23, 2026 | 50-day | ●above | 48 |
| Jun 18, 2026 | 200-day | ●above | 1 |
| Jun 17, 2026 | 200-day | ○below | 5 |
| Jun 12, 2026 | 200-day | ●above | 14 |
| May 29, 2026 | 200-day | ○below | 9 |
| May 27, 2026 | 100-day | ○below | 5 |
| May 22, 2026 | 100-day | ●above | 9 |
| May 20, 2026 | 200-day | ●above | 5 |
| May 15, 2026 | 200-day | ○below | 126 |
| May 13, 2026 | 100-day | ○below | 2 |
| May 11, 2026 | 100-day | ●above | 3 |
| May 8, 2026 | 100-day | ○below | 87 |
| May 6, 2026 | 50-day | ○below | 6 |
| Apr 30, 2026 | 50-day | ●above | 10 |
| Apr 20, 2026 | 50-day | ○below | 27 |
| Mar 24, 2026 | 50-day | ●above | 4 |
| Mar 20, 2026 | 50-day | ○below | 42 |
| Feb 10, 2026 | 100-day | ●above | 67 |
| Feb 6, 2026 | 50-day | ●above | 2 |
| Feb 4, 2026 | 50-day | ○below | 1 |
| Feb 3, 2026 | 50-day | ●above | 1 |
| Feb 2, 2026 | 50-day | ○below | 6 |
| Jan 27, 2026 | 50-day | ●above | 11 |
1186 earlier crosses in the full ledger.
The record since 1999: each rule beside holding XLU
| Rule | A year | $1,000 became | Worst fall | Time in XLU |
|---|---|---|---|---|
| 50-day | 2.5% | $1,969 | −33% | 60% |
| 50-day, confirmed on 3 closes | 3.1% | $2,263 | −27% | 60% |
| 100-day | 1.7% | $1,566 | −44% | 62% |
| 100-day, confirmed on 3 closes | 1.6% | $1,537 | −38% | 62% |
| 200-day | 3.2% | $2,330 | −31% | 67% |
| 200-day, confirmed on 3 closes | 4.4% | $3,189 | −27% | 67% |
| Holding the fund | 7.7% | $7,384 | −52% | 100% |
Since 1999, the fund's listing. Rates compound yearly on dividend-adjusted closes; a change of side takes effect at the next close; days out of the fund earn nothing. Compare rates across funds, not dollars: spans differ. The method page has the conventions.
How often XLU crosses
XLU has crossed its 200-day average 9.5 times a year on average since Oct 7, 1999, and 74% of those crosses came within 14 days of the previous one. Waiting for three closes on the new side cuts that to 3.8 a year.
On a dividend-adjusted price series, 415 of XLU's 466 200-day cross dates (89%) would fall on a different day or not at all. This page uses unadjusted closes, the series a broker chart shows, so every date here can be checked against one.
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Also in Sector SPDRs
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Questions
What does "above its 200-day moving average" mean?
The 200-day moving average is the mean of XLU's last 200 daily closes. XLU is above it when the day's close is higher than that mean, below when lower. A close exactly on the line keeps the side it had.
When does this XLU page update?
After every US market close, once the day's official close is final (about 6:30 pm New York time). The dateline at the top names the last close it reflects.
What is the "confirmed on 3 closes" column?
The confirmed variant changes side only after three consecutive closes on the new side, and its cross date is the third close. For XLU it has crossed the 200-day 3.8 times a year on average, against 9.5 for the raw rule.
Which prices are used?
Unadjusted daily closes: split-adjusted, not dividend-adjusted, the prices a broker chart shows. Dividend-adjusted series put many cross dates on different days; the method page explains the choice.
Source: Yahoo Finance daily closes, read through the October 23, 2026 close. Rules computed by movingaveragealerts.com; the method page has every definition. Market data, not advice.