Factor and dividend · all funds
Is SCHD above its 200-day moving average? Since when, and how often
Schwab U.S. Dividend Equity ETF. The side, the date it changed and the crosses this year, for three rules, on unadjusted closes, read after every close.
SCHD closed above its 200-day average on November 25, 2025, with no cross yet this year.
Close 35.27·50-day 34.06 (+3.6%)·100-day 33.42 (+5.5%)·200-day 32.18 (+9.6%)
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The three rules at the October 23, 2026 close
| Rule | Side | Since | Sessions | Crosses this year | A year, on average | Confirmed on 3 closes | Since |
|---|---|---|---|---|---|---|---|
| 50-day | ●above | Oct 15, 2026 | 7 | 12 | 17.6 | ● above | Oct 19, 2026 |
| 100-day | ●above | Oct 12, 2026 | 10 | 4 | 12.7 | ● above | Oct 14, 2026 |
| 200-day | ●above | Nov 25, 2025 | 229 | 0 | 9.6 | ● above | Nov 13, 2025 |
Every cross, newest first
| Close of | Rule | Crossed | Days since the previous cross |
|---|---|---|---|
| Oct 15, 2026 | 50-day | ●above | 29 |
| Oct 12, 2026 | 100-day | ●above | 14 |
| Sep 28, 2026 | 100-day | ○below | 3 |
| Sep 25, 2026 | 100-day | ●above | 1 |
| Sep 24, 2026 | 100-day | ○below | 303 |
| Sep 16, 2026 | 50-day | ○below | 76 |
| Jul 2, 2026 | 50-day | ●above | 3 |
| Jun 29, 2026 | 50-day | ○below | 4 |
| Jun 25, 2026 | 50-day | ●above | 1 |
| Jun 24, 2026 | 50-day | ○below | 62 |
| Apr 23, 2026 | 50-day | ●above | 3 |
| Apr 20, 2026 | 50-day | ○below | 3 |
| Apr 17, 2026 | 50-day | ●above | 23 |
| Mar 25, 2026 | 50-day | ○below | 2 |
| Mar 23, 2026 | 50-day | ●above | 3 |
| Mar 20, 2026 | 50-day | ○below | 115 |
| Nov 25, 2025 | 50-day | ●above | 1 |
| Nov 25, 2025 | 100-day | ●above | 6 |
| Nov 25, 2025 | 200-day | ●above | 1 |
| Nov 24, 2025 | 50-day | ○below | 3 |
| Nov 24, 2025 | 200-day | ○below | 3 |
| Nov 21, 2025 | 50-day | ●above | 2 |
| Nov 21, 2025 | 200-day | ●above | 2 |
| Nov 19, 2025 | 50-day | ○below | 1 |
| Nov 19, 2025 | 100-day | ○below | 1 |
| Nov 19, 2025 | 200-day | ○below | 8 |
| Nov 18, 2025 | 50-day | ●above | 1 |
| Nov 18, 2025 | 100-day | ●above | 1 |
| Nov 17, 2025 | 50-day | ○below | 6 |
| Nov 17, 2025 | 100-day | ○below | 6 |
| Nov 11, 2025 | 50-day | ●above | 35 |
| Nov 11, 2025 | 100-day | ●above | 33 |
| Nov 11, 2025 | 200-day | ●above | 14 |
| Oct 28, 2025 | 200-day | ○below | 1 |
| Oct 27, 2025 | 200-day | ●above | 18 |
| Oct 9, 2025 | 100-day | ○below | 66 |
| Oct 9, 2025 | 200-day | ○below | 9 |
| Oct 7, 2025 | 50-day | ○below | 6 |
| Oct 1, 2025 | 50-day | ●above | 7 |
| Sep 30, 2025 | 200-day | ●above | 1 |
542 earlier crosses in the full ledger.
The record since 2012: each rule beside holding SCHD
| Rule | A year | $1,000 became | Worst fall | Time in SCHD |
|---|---|---|---|---|
| 50-day | 7.2% | $2,674 | −20% | 66% |
| 50-day, confirmed on 3 closes | 6.9% | $2,569 | −14% | 66% |
| 100-day | 7.1% | $2,648 | −16% | 72% |
| 100-day, confirmed on 3 closes | 7.5% | $2,784 | −18% | 73% |
| 200-day | 6.9% | $2,597 | −24% | 78% |
| 200-day, confirmed on 3 closes | 7.2% | $2,688 | −24% | 79% |
| Holding the fund | 13.3% | $5,865 | −33% | 100% |
Since 2012, the fund's listing. Rates compound yearly on dividend-adjusted closes; a change of side takes effect at the next close; days out of the fund earn nothing. Compare rates across funds, not dollars: spans differ. The method page has the conventions.
How often SCHD crosses
SCHD has crossed its 200-day average 9.6 times a year on average since Aug 6, 2012, and 70% of those crosses came within 14 days of the previous one. Waiting for three closes on the new side cuts that to 3.5 a year.
On a dividend-adjusted price series, 186 of SCHD's 214 200-day cross dates (87%) would fall on a different day or not at all. This page uses unadjusted closes, the series a broker chart shows, so every date here can be checked against one.
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Questions
What does "above its 200-day moving average" mean?
The 200-day moving average is the mean of SCHD's last 200 daily closes. SCHD is above it when the day's close is higher than that mean, below when lower. A close exactly on the line keeps the side it had.
When does this SCHD page update?
After every US market close, once the day's official close is final (about 6:30 pm New York time). The dateline at the top names the last close it reflects.
What is the "confirmed on 3 closes" column?
The confirmed variant changes side only after three consecutive closes on the new side, and its cross date is the third close. For SCHD it has crossed the 200-day 3.5 times a year on average, against 9.6 for the raw rule.
Which prices are used?
Unadjusted daily closes: split-adjusted, not dividend-adjusted, the prices a broker chart shows. Dividend-adjusted series put many cross dates on different days; the method page explains the choice.
Source: Yahoo Finance daily closes, read through the October 23, 2026 close. Rules computed by movingaveragealerts.com; the method page has every definition. Market data, not advice.